You Could Qualify for Up to $25,000 in Down Payment Assistance
If you're a first-time homebuyer and have been living in Detroit, you may qualify for financial assistance to help cover your down payment, closing costs, or interest rate buydown.
Buying Your First Home Doesn't Have to Feel Complicated
We've simplified the process so you can quickly find out if you're eligible before speaking with one of our specialists.
Take the Eligibility Quiz
Answer a few quick questions about your residency, homeownership history, household size, and estimated credit score.
Review Your Eligibility
We'll review your responses and determine whether you meet the initial qualification criteria.
Schedule a Free Consultation
If you qualify, you'll book a brief 5-minute call to discuss your next steps.
Get Connected with Local Experts
We'll introduce you to trusted loan officers and real estate professionals who specialize in helping first-time buyers through the Detroit Down Payment Assistance Program.
Why Homebuyers Are Taking Advantage of This Opportunity
Up to $25,000 Assistance
Direct down payment assistance grant money.
Help with Closing Costs
Reduce or eliminate out-of-pocket closing expenses.
Interest Rate Buydown Options
Lower your monthly mortgage payment significantly.
Qualified First-Time Buyers
Specifically tailored for Detroit residents.
Simple Qualification Process
Quick 60-second quiz to start your review.
Local Detroit Professionals
Guidance from vetted local housing advisors.
Basic Eligibility
You may qualify if you meet the following baseline program criteria:
Detroit Resident
Have lived in Detroit for at least the past 12 months.
First-Time Homebuyer
Haven't owned a home within the last 3 years.
Income Guidelines
Meet the program's household income requirements.
Primary Residence
Plan to purchase a primary residence in Detroit.
Why Start Today?
Grant funding is limited and available on a first-come, first-served basis. The sooner you complete your eligibility review, the sooner you'll know whether you can move forward with purchasing your first home.
Ready to See If You Qualify?
Take the free eligibility quiz and find out in about one minute.
Check My Eligibility →